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Photo: Myriam Lübbers

Photo: Johannes Pauly

Photo: Myriam Lübbers

Health insurance

For enrolment, all applicants must prove their insurance status to the university electronically in accordance with § 199a of the Fifth Book of the German Social Code (SGB V).

To do this, applicants must request an electronical submission of proof of their insurance status from the statutory health insurance fund to Paderborn University. This proof shows whether or not they are insured with the statutory health insurance fund at the beginning of the semester or on the day of enrolment.

Case 1: You have insurance coverage or will be insured in a statutory health insurance scheme
On request of the applicant, the statutory health insurance fund with which the applicant is or will be insured is responsible for sending the electronical proof of health insurance to Paderborn University.

Case 2: You do not have any insurance coverage or will not be insured in a statutory health insurance scheme
Also in this case, the applicant has to request a statutory health insurance to submit an electronical proof of insurance. Which statutory health insurance fund is responsible for submitting the required electronical proof depends on the insurance status in the individual case.

  • You are exempt from the requirement for statutory health insurance coverage or can be exempted from this requirement
    Students enrolling at German state or state-recognised higher education institutions are required to have statutory health insurance coverage. Students with private health insurance can request to be exempt from the requirement for statutory health insurance coverage within the first three months of their course. This request for exemption must be filed with a recognised statutory health insurance provider. The exemption will be in place for the entire duration of study and cannot be revoked.
    ⇒ The applicant has to request the statutory health insurance fund that has made the exemption from the statutory health insurance to submit the electronical proof.
  • You are exempt from insurance
    Civil servants, judges, soldiers, individuals with a status similar to that of civil servant and applicants covered by the EU social security agreement, and who therefore have insurance coverage from another EU country, are exempt from insurance.
    ⇒ The applicant has to request the statutory health insurance fund with which a statutory insurance had last existed to submit the electronical proof. Note: Applicants covered by the EU social security agreement, and who therefore have insurance coverage from another EU country (EC regulation 883/04 and Convention law), contact a statutory health insurance fund which could be chosen if an insurance obligation existed for the electronical submission of proof.   
  • You are not subject to the requirement for insurance coverage
    Your requirement for insurance coverage ends in the semester in which you turn 30. Students who are covered as family members by their parents’, spouse’s or partner’s statutory health insurance are also not subject to the requirement for insurance coverage.
    ⇒ The applicant has to request the statutory health insurance fund with which a statutory insurance had last existed to submit the electronical proof.

In all cases
The electronical submission of proof from the statutory health insurance fund that you are exempt from or not subject to the requirement for statutory health insurance coverage is mandatory.

You can find further information on student health insurance here: Information sheet from the National Association of Statutory Health Insurance Funds (GKV Spitzenverband)

Changing health insurance providers
If you change statutory health insurance providers during your course, please ask your new statutory health insurance provider to notify the university electronically of your new coverage start date (so called notification reason 11, „Meldegrund 11“).

Payment arrears with your statutory health insurance provider
If your statutory health insurance provider notifies us that you are in arrears with the payment of your health insurance contributions, you will not be able to re-enrol for the following semester. If Paderborn University does not receive an electronical confirmation from your health insurance provider that you have paid these arrears by the relevant deadline set for you, the process will be initiated to remove you from the university’s register of students.

 

 

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