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A book reading in auditorium G Show image information
Demonstration during a lecture in the “Audimax” Show image information
Studying in the O building Show image information
The foyer with the Service Center Show image information

A book reading in auditorium G

Photo: Paderborn University, Adelheid Rutenburges

Demonstration during a lecture in the “Audimax”

Photo: Paderborn University, Adelheid Rutenburges

Studying in the O building

Photo: Paderborn University, Adelheid Rutenburges

The foyer with the Service Center

Finances and Insurances

There are no tuition fees at Paderborn University! Our University (like many other Higher Education Institutions in Germany) receives considerable financing from the government. The semester contribution of 310€ mainly covers the cost for the semester ticket which allows you to use different means of public transportation for free! Find out about the area of validity here. Moreover your student ID card provides a wide range of concessions: for bank accounts, sometimes telecommunication companies, but also for cinema and theatre tickets. Enjoy subsidized meals at our dining halls that start from 1,70€.

The following information shall give you a broad idea of the expenses of living and studying in Paderborn.

The regular costs of living (per month) for students range approximately within the following frame:


260 Euro - 360 Euro

Health insurance

ca. 96 Euro


ca. 200 Euro


min. 80 Euro

Semester Fees

ca. 310 Euro per semester


50 Euro - 100 Euro


800 - 950 Euro

When you first arrive in Paderborn, please make sure that you have enough cash to avoid any financial problems. During the first week, you will have to paythe first month’s rent (€ 260 - € 360) and a deposit (normally about 1-2 monthly rents). Additional costs are the semester ticket for public transport (~ € 310) and possibly the contribution to the health insurance (€ 96; DSH course students will also have to pay the course fees of 550 Euro (as of July 2017) before the course starts.

Blocked Bank Account

Students from outside of the European Union need very often to open a blocked bank account, on which they have to transfer their whole expenses for their first year in Germany and from which they can withdraw each month only a respective amount of money. In case that you need to open a blocked account according to the visa regulations for your home country, you can find further information and links to blocked account providers on the page of the Federal Foreign Office.

Opening a bank account in Germany

We strongly recommend to open a bank account at a local bank. This will help you to handle all your financial issues as the most important payments like rent, health insurance or phone costs are carried out via bank transfer.

The “Sparkasse Paderborn” offers a cash machine as well as a printer for statements of account in the Mensa building of the university. This enables you to carry out your money transactions on campus. You can find branches of "Sparkasse" and "Volksbank" in direct sourrounding of the university campus. 

Health Insurance

You should not stay in Germany without a health insurance cover!

The European Health Insurance Card (EHIC) is accepted for the university registration. As a rule, degree seeking students from countries outside of the European Union should take out statutory health insurance. Unfortunately, this is not possible for German language course students. In case that you are not eligible for a statutory health insurance, you need to find a private health insurance which is accepting you. There are a lot of insurances on the market who are offering products for international students and language course participants. As a principle it is not recommended to take the cheapest offer. If you want to have a coverage which is at least almost equal to a statutory health insurance, you should definetely take a premium option which usually cost's around 60-80 Euro per month.

When you started at Paderborn University as a German language course student, but going to change into your degree course, you have a chance to be admitted to a statutory health insurance. If you are not applying for a membership at this point of time, you won't get a second chance for the whole time of your studies! We recommend that you seek advice from a statutory health insurance organisation in this regard. If you would like to enrol with a membership in private health insurance for degree study course at the university, you have to present the " exemption certificate from the health insurance obligation" (lit. Befreiungsbescheinigung von der Krankenversicherungspflicht) of a statutory health insurance, which can prove to the university that the cover of the choosen private health insurance is sufficient for the enrolment at the university. Extended information on this topic can be found on the website of the DAAD. Furthermore we recommend applicants from countries outside of the European Union who, due to the corona pandemic, are going to attend online courses from abroad, to take note of the special information for students from countries without social security agreements.If you are only subject to compulsory health insurance after entering Germany, please make sure that you submit a certificate of membership in a statutory health insurance fund or a certificate of exemption from compulsory health insurance within 7 days after arrival to the International Office. Otherwise the de-registration procedure will be initiated!


Liability Insurance

Who causes a damage in Germany is obligated to the compensation! Consider that the damage sums could be higher than in your home country. Please check your insurance cover in case of a damage in Germany! The costs for a liability insurance in Germany for an individual starts already at about 25 Euro per year.

Financial support

Information about scholarships and grants can be obtained at the German Embassies, branches of the Goethe Institute and the German Academic Exchange Service (DAAD).  The DAAD offers a variety of scholarship programs for international students, academics and scientists from all countries.

You can search the DAAD's online database at

Deutscher Akademischer Austauschdienst (DAAD)
Kennedyallee 50
53275 Bonn

If your application for a scholarship requires an informal confirmation by the International Office that you fulfill the requirements for the degree program of your choice, please submit your inquiry in time: Processing takes ca. 4 weeks. To process your inquiry, we need a copy of your previous degree and a complete transcript of records of all study years.

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